2018-2019 Undergraduate and Graduate Catalog 
    
    Nov 25, 2024  
2018-2019 Undergraduate and Graduate Catalog [ARCHIVED CATALOG]

Financial Information



Tuition and Fees

The charges below are for one semester, unless otherwise noted, during the 2018-2019 academic year.

Generally, all tuition and fees, with the exception of financial aid award amounts, are to be paid in full at the beginning of each semester/term unless special arrangements are made with the Student Financial Services office. Interest is charged on unpaid balances.

Expenses per Semester 2018-2019

Undergraduate:

Tuition Full-time $15,765 (12-17 credits)
     
General Fee $855  
     
Tuition Part-time $610 per credit

Full-time students taking more than 17 credits will be charged for additional credits at the rate of $610 per credit.

Clinical laboratory science majors will be charged $250 per semester in lieu of tuition during the semesters spent in hospital practica. Those students are also assessed the general fee.

Undergraduate - (Accelerated B.S. Nursing):

Tuition Full-time $15,740 (12-17 credits)
     
General Fee $855  
     
Tuition Part-time $610 per credit

Full-time students taking more than 17 credits will be charged for additional credits at the rate of $610 per credit.

Graduate - Masters (Physician Assistant Studies program):

Tuition Full-time $12,000 (12 credits and greater)
     
General Fee $855  

Graduate - Masters (Occupational Therapy and Speech-Language Pathology):

Tuition Full-time $16,760 (12-17 credits)
     
General Fee $855  
     
Tuition Part-time $780 per credit

Full-time students taking more than 17 credits will be charged for additional credits at the rate of $780 per credit.

Graduate - Doctoral (Physical Therapy):

Tuition Full-time $15,680 (9 credits and greater)
     
General Fee $855  

 

The general fee and its related services help to promote and enhance the educational, recreational, social, and cultural life of the student body. The fee helps to supplement the cost of class dues, student publications, student services, and student government, as well as the costs associated with operating facilities available for student use such as the Anderson Sports-Health Center, the Bevevino Library, and the Banks Student Center.

Part-time Tuition Rates (per credit):

Undergraduate $610 Degree program
     
Undergraduate $610 Evening Nursing Program - Dallas Campus
     
Graduate $780 MBA, OM, Teacher Education, Entry Level Masters (OT, PT, SLP)
     
Graduate $640 Pre 2018-2019 Alum (MBA, OM, Teacher Education, Entry Level Masters (OT, PT, SLP))
     
Graduate $765 Nursing
     
Graduate $650 Nursing - pre 2018-2019 Alum
     
Doctoral $680 DNP
     
Doctoral $775 OTD
     
Undergraduate $425 Certificate program (DMS)
     
Graduate $425 Certificate program (Autism)
     
Graduate $500 Certificate program (GCM, OT/PT, Pediatrics)
     
ARCH Accelerated Undergraduate $425 See description of ARCH Accelerated Undergraduate Program    
     
Graduate $285 Professional development courses

Other Fees and Expenses:

Campus Housing $3,800 Alumnae Hall, McHale Hall
     
  $3,875 McGowan Hall
     
  $3,905 Gildea Hall, 120 Lake Street House, Machell Avenue (undergraduate)
     
  $4,390 Townhouses
     
  $4,395 179 Lake Street House
     
  $4,615 MacDowell Hall
     

Machell Avenue (graduate housing per month)

$530

 

$505

Single Room (9 month, 12 month, or 4 month Spring semester)

 

Double Room (9 month, 12 month, or 4 month Spring semester)

     
     
Single Room $600 Additional charge based on seniority at the time of housing lottery

Should vacancies occur in a student room, the remaining student is required to accept another roommate or be reassigned to another room. Students in suites or townhouses must maintain the stated minimum occupancy or be removed from the area. If availability permits, the director or assistant director of residence life may provide an option to maintain the room, suite, or townhouse below the minimum stated occupancy.
     
Board Plans   The rates noted below include $200 in Cougar Points.

First-year residents may not choose the 125 or 75 meal plans. The 75 meal plan is only available to students living in Lake Street, Machell Avenue, MacDowell Hall, and Townhouse residences.
     
Unlimited meals $3,180  
     
190 meals $2,750  
     
150 meals $2,460  
     
125 meals $2,065  
     
75 meals $1,120  

Special Fees, Deposits, and Expenses 2018-2019

Alternative Learners Project $2,100 Per semester, students entering Fall 2018
     
  $1,840 Per semester, students returning Fall 2018
     
Computer Lab Printing Fee (per semester) $0.03/page Students are allowed to print up to 300 pages per semester in University computer labs without incurring additional charges. For each page above 300, an additional per page charge will be assessed on a semester basis.
     
Graduation Fee $200 A graduation fee is charged to students who have completed degree requirements.

The fee helps to supplement costs of the winter and spring commencements including, but not limited to, facility preparation costs for both baccalaureate and commencement ceremonies, graduation announcements, as well as diploma printing and mailing.
     
Liability Insurance $75 For students enrolled in majors that require clinical or field experience
     
Orientation Fee $200 First year
     
  $70 Transfer student
     
Parking Permit $60 Annual fee
     
Parking Fines $35 Per infraction for vehicles parked in an unauthorized area based on line color designations, parked in specially posted areas (reserved, visitors, fire lane, no parking), parking on sidewalks or grass, obstructing traffic or driveways, or other conditions determined by Campus Safety to be dangerous, hazardous and/or detrimental to a safe and secure campus.
     
  $60 Per infraction for unregistered vehicles parked anywhere on campus property. It is not the intent of the University to penalize visitors who are not aware of the parking regulations.
     
  $50 Per infraction for any vehicle parked illegally in a handicapped area.
     
  $100 Per infraction for failure to remove a vehicle as instructed during times of snow removal.
     
Towing Fee   The University reserves the right to remove vehicles from Misericordia’s property when conditions exist that are determined to be unsafe, hazardous; or when a vehicle is unknown/unregistered, or abandoned.  Payment of fees charged by the towing contractor, including daily storage fees, is the responsibility of the vehicle owner/operator.  The University is not affiliated with the towing contractor, and will not intervene with retrieval of a vehicle from the impound area.
     
Returned Check Fee $25 A fee will be assessed for each check not accepted and returned by the bank. Two returned checks will cause check-writing privileges to be permanently revoked.
     
Room Reservation $100 Room reservation deposit is for upperclassmen only; room deposit is payable by April 15 and is applied to room charges.
     
Student ID $10 Replacement of lost, stolen or unusable ID
     
Student Teaching Fee $200 For Education major in teaching placements
     
Summer Housing $75 Per week for students who take five or fewer credits who are fulltime students during the academic year, are registered for a minimum of 12 credits for the Fall 2018 semester, and who lived in housing in the Spring 2018 semester. Summer housing is available at no cost to students who are registered for six or more credits in a non-weekend program, have signed a campus housing agreement for the 2018-2019 academic year. Students who participate in a clinical placement that is six credits or more, or 40 hours per week, are eligible for free summer housing during that clinical rotation as long as they have already registered for a minimum of 12 credits in the fall and have signed a Campus Housing Agreement for the next academic year, OR they have completed their 4th year and have lived in University housing in the spring semester. There is NO MEAL PLAN available during the summer. Students may purchase meals in the Cougars Den or pay at the cafeteria when they are opened. (The Cougars Den summer hours are 8:00 am - 2:00 pm and 4:00 pm - 6:00 pm.)
     
Transcript Fee $15 Per transcript - A transcript (official or unofficial) will not be released until the student’s account is paid in full. The request for an official transcript must be made by completion of the required form, with evidence that the fee has been pre-paid, at the Registrar’s Office, or through our online request process, which may be accessed on the Registrar’s Office web page.
     
Transcript Fee (Mercy School of Nursing, Wilkes-Barre; Mercy School of Nursing-Scranton; St. Mary’s School of Nursing) $15 Per transcript - A transcript (official or unofficial) will not be released until the student’s account is paid in full. The request for an official transcript must be made by completion of the required form, with evidence that the fee has been pre-paid, at the Registrar’s Office, or through our online request process, which may be accessed on the Registrar’s Office web page.
     
Weekend College $200 Room rental per semester
     
Fees specific to programs  
     
Health Sciences BS    

Specializations in Exercise Science, Medical Science, Respiratory Therapy, Surgical Technician

$88 CHSE administrative fee.
     
Medical Imaging    
     
(charged in Fall and Spring semesters) $168

The Medical Imaging fee covers HIPAA education, professional liability insurance; lab costs; CHSE administrative fee; Certifi Clinical Record Management (myRecordtracker); anatomic identification markers; name tag; dosimetry badge; clinical logbook; professional memberships in both the A.S.R.T. and P.S.R.T.; and course materials for MI 415  .

     
Nursing    
     
BSN weekday and part-time evening programs (charged in Fall and Spring semesters) $260

 

The Nursing fee covers the cost of annual testing in the second, third and fourth years as well as HIPAA training/certification in the first or second year. A Certiphi clinical record management fee is included in each year, except for year one of the BSN weekday program. The third and fourth year fees also cover professional liability insurance, lab technology and lab equipment fees. Third year fees also include charges for clinical badges and clinical kits. Fourth year fees also cover the graduation pin. All levels are charged for membership in the Student Nurse Association of Pennsylvania (SNAP) and the CHSE administrative fee. PTENP students are also charged each summer (separate line item attached to a course below).
     
BSN to DNP (charged each term enrolled) $220 Graduate level students are assessed a fee for printing, clinical record, tracking, liability insurance, background checks, HESI testing, On Campus Intensive, skills, workshop; and for the BSN to DNP and MSN to DNP students, there is a charge for poster and binding in their last semester.
     
DNP (charged each term enrolled) $120  
     
ARCH Accelerated Undergraduate (when taking NSG 465) $155 The ARCH Accelerated Undergraduate fee covers clinical costs, clinical record management fee, liability insurance and nursing pin
     
MSN (charged each term enrolled) $280 Graduate level students are assessed a fee for printing, clinical record, tracking, liability insurance, background checks, HESI testing, On Campus Intensive, skills, workshop; and for the BSN to DNP and MSN to DNP students, there is a charge for poster and binding in their last semester.
     
Part-time evening BSN (1st summer, when enrolled in NSG 201 ) $260 The Nursing fee covers the cost of annual testing in the second, third and fourth years as well as HIPAA training/certification in the first or second year.  A Certiphi clinical record management fee is included in each year, except for year one of the BSN weekday program. The third and fourth year fees also cover professional liability insurance, lab technology and lab equipment fees. Third year fees also include charges for clinical badges and clinical kits. Fourth year fees also cover the graduation pin. All levels are charged for membership in the Student Nurse Association of Pennsylvania (SNAP) and the CHSE administrative fee.
     
Occupational Therapy    
     
(weekday entry level - charged in Fall and Spring semesters) $229 The Occupational Therapy fee includes the CHSE administrative fee and the cost of annual American Occupational Therapy Association (AOTA) membership as well as lab fees, clinical name badge, professional liability insurance, HIPAA training/certification, and health clearance fees. Tests and learning resources for the on-line certification examination preparation course are also covered.
   
(weekend entry level - charged each term enrolled) $199
     
Patient Navigation    
     
(Certificate or Specialization) $75 Professional liability insurance during field experience
     
Physical Therapy  
     
(charged each term enrolled - Classes of ‘18 & ‘19) $171 The Physical Therapy fee covers the cost of lab supplies, HIPAA training / certification, lab kit, clinical materials, clinical records management, preparatory testing for the certification exam (PEAT), annual membership in the American Physical Therapy Association (APTA) and the CHSE Administrative fee.
   
(charged each term enrolled - Classes of ‘20 & ‘21) $191
     
Physician Assistant Studies    
     
(charged each term enrolled) $1,009 PA Program Fees include AAPA/PSPA Membership, Conference attendance in Clinical year, Cadaver Lab Fee, CHSE Fee, PACKRAT, PAEA EOR, PANCE prep, Exam Master, White Coat and Name Tags, OSCE Assessment (GCSOM SIM Lab Fee), ACLS/BLS, Malpractice Insurance, Clinical Skills Lab Fee, Access Medicine, IHuman, Shadow Health, HIPAA/OSHA Training, Clinical Experience Fee, Program Ceremony
     
Sonography    
     
(charged each term enrolled) $262 The Sonography fee covers the cost of HIPAA training/certification, lab fees, clinical materials, electronic clinical records system, image storage access, ergonomic arm band, professional liability insurance and one year professional society membership.
     
Speech-Language Pathology  
     
(charged in Fall and Spring semesters) $253 The Speech-Language Pathology fee covers the cost of annual American Speech-Language-Hearing Association (ASHA) and Pennsylvania Speech-Language-Hearing Association (PSHA) memberships as well as clinical name badges, the online record management program, HIPAA training/certification fees, SLP lab and clinical supplies fees, the CHSE administrative fee and professional liability insurance.
     
Teacher Education    
     
(charged each term enrolled) $163 The Teacher Education fee covers fieldwork professional liability insurance and the CHSE Administrative fee.
     
Additional Class Specific Fees    
     
Applied Music $130 Students enrolled in designated sections of Fine Arts classes.
     
Laboratory Fee $25 Students enrolled in any biology, chemistry or physics class that also includes a lab. The total fee is limited to $50 per semester.
     
Social Work $154

Students enrolled in SWK 366 , SWK 367  , SWK 460 & SWK 490 .

The Social Work fee covers professional liability insurance, professional membership in the PA National Association of Social Workers and clinical records management, as well as the CHSE Administrative fee.

     

Release of Transcripts or Diplomas

A diploma or transcript (official or unofficial) will not be released until the student’s account is paid in full. The cost for each transcript is $15, and the request must be made either in writing at the registrar’s office, or through our online request process http://www.misericordia.edu/misericordia_pg_sub.cfm?sub_page_id=524&subcat_id=114&page_id=236, which may be accessed on the registrar’s office web page http://www.. The cost for transcripts for the institutions for which Misericordia is the custodian of record (Mercy School of Nursing – Wilkes-Barre, Mercy School of Nursing – Scranton, St. Mary’s School of Nursing) is $15.

Undergraduate Auditing

Students may audit courses at one-half cost based on full- or part-time credit charges. No credit is awarded for audited courses. Auditors are admitted to courses as space is available. Matriculating students who wish to audit a course must seek permission from the registrar. Adults over the age of 62 may audit classes at no charge, space permitting.

Financial Assistance Program

For over 88 years, Misericordia University has helped students and parents afford a superior college education. Through its participation in federal and state financial aid programs, use of institutional resources and contributions by alumni and friends, the Student Financial Services Office tries to meet, as fully as possible, each student’s financial need.

The university is eligible to participate in a full range of financial aid programs through the U.S. Department of Education. Eligible students may qualify for aid through the Federal Pell Grant Program, and the Federal Family Education Loan Program, as well as federal campus-based programs including Supplemental Educational Opportunity Grants, Perkins Loans, and the Federal Work-study Program.

The university participates in the Nursing Loan program under the auspices of the Department of Health and Human Services.

Misericordia University is also designated as an eligible institution by the Pennsylvania Higher Education Assistance Agency (PHEAA), allowing qualified students access to the Pennsylvania State Grant Program.

In general, the university offers three types of financial assistance:

  1. Scholarships/Grants: Gift aid given directly to full-time students based on financial need or some area of achievement, such as an outstanding academic record, evidence of leadership, etc. Students do not need to repay this type of award.
  2. Loans: Monies borrowed by students to meet educational expenses. Students and/or their families repay these loans after withdrawal or graduation. Interest is charged on loans. Interest charges vary with different loan programs.
  3. Work-study: Employment which allows full-time students to earn a portion of the money needed to meet educational expenses.

Application Procedures

All students who wish to be considered for financial assistance must file a Free Application for Federal Student Aid (FAFSA) by May 1 of each award year. (Although the official deadline date is May 1, incoming freshmen are encouraged to submit the application as soon as possible after January 1 in order to expedite processing of financial aid notifications).

The university uses the information collected on the FAFSA form to determine eligibility for university administered need-based programs, including University Mission Awards, Supplemental Educational Opportunity Grants, Nursing and Perkins Loans, and Work-study. Out-of-state students should check with their high school guidance office or state agency to determine eligibility for grant assistance from their home state.

Misericordia University no longer requires students to submit an institution specific application for financial aid to be considered for a University Mission Award (a university grant based upon financial need). Likewise, eligibility for academic scholarships are automatically evaluated by a scholarship committee with no special applications required. However, incoming freshmen must submit a McAuley Application in order to be considered for a McAuley Award (described later in this section). Outside of the FAFSA form, the McAuley Application is the only formal aid application required by the university for a student applying for grant assistance.

Veterans: Misericordia University welcomes the opportunity to provide education to veterans of the armed services. The university is approved by the Veterans Administration for the education and training of veterans.

Veterans enrolling at the institution for the first time should contact their local veterans administration office to apply for educational benefits. This application should be filed six weeks prior to the beginning of the semester. Students must contact the Student Financial Services Office to initiate the process.

Definition of an Academic Year

Financial aid is awarded for one academic year. Misericordia University defines its academic year as the period of at least 30 weeks of instructional time that begins on the first day of classes in the fall semester and ends on the last day of examinations in the spring semester. During this period, a full-time undergraduate student would be expected to complete a minimum of 24 credits.

Renewal of Aid

Academic scholarships are renewed annually provided the student maintains a minimum cumulative grade point average of 3.0. McAuley Awards are renewed annually provided the student demonstrates satisfactory academic progress.

Need based financial aid is re-evaluated and renewed each year providing the student:

  • Submits a FAFSA form by May 1
  • Demonstrates financial need
  • Demonstrates satisfactory academic progress

Satisfactory Academic Progress Policy

To receive or continue to receive federal, state, or university financial aid, all students must meet the following progress requirements:

  1. Minimum grade point average required at the end of the academic year:
    First-year undergraduates 1.75
    All other undergraduates 2.00

Academic scholarship requirements are more stringent. Recipients of these awards must refer to the scholarship notification letter for grade point requirements.

  1. Pace of Completion:

This measurement ensures that a student is completing their program(s) within the maximum time frame allowed. PACE is calculated by dividing total credits earned by total credits attempted and includes accepted transfer and advanced standing credits in both the numerator and denominator. PACE is measured annually at the conclusion of the spring semester.

  • First and Second Academic Year pace of completion must be a minimum of 65%.
  • Subsequent Academic Years pace of completion must be a minimum of 70%.
  1. Maximum Time Frame:

A student may not exceed a maximum number of attempted credits in any program(s), even if aid was not received during all periods of enrollment.The maximum number of credits is 150% of a student’s program(s) required credits. Once a student reaches the maximum amount of credits attempted as specified by the program(s), the student will be ineligible to receive further Title IV aid.

Any deficiencies in academic progress must be made up at the student’s expense by successfully completing courses at Misericordia University or another accredited institution. Permission to take credits at another institution requires the permission of the registrar. Once the deficiency has been remedied, students must request that aid be reinstated for subsequent periods of enrollment. In the case of enrollment at another institution, the financial aid office will take into consideration the number of credits completed and the grades obtained. This financial aid policy differs from the institutional policy that accepts credits in transfer only, not grades obtained.

For purposes of financial aid, satisfactory progress is defined using the following classifications:

  First year Those who have earned between 0-29.9 credits
     
  Sophomores Those who have earned between 30-59.9 credits
     
  Juniors Those who have earned between 60-89.9 credits
     
  Seniors Those who have earned between 90-119.9 credits
     
  Fifth year Those who have earned 120 credits or above
     
  Second degree Students who have earned a baccalaureate degree and are pursuing a second baccalaureate degree
     
  Full-time Students carrying a minimum of twelve credits in a regular semester format
     
  Part-time Students carrying less than twelve credits in a regular semester format. Students enrolled in accelerated or weekend classes may carry twelve credits, but are still considered part-time.
     
  Three-quarter-time Students carrying 9-11.9 credits
     
  Half-time Students carrying 6-8.9 credits
     
  Less than half-time Students carrying .5-5.9 credits
     
  Non-matriculated Students who have not been formally accepted to a degree or certificate program
     
  Matriculated Students who have been formally accepted into a degree or certificate program
     
  Certificate Students following a sequence of courses leading to an educational certificate

Right to Appeal

If a student feels that satisfactory progress was impossible to attain because of extenuating circumstances, i.e. death in the family, extended illness, etc., the student may complete a “Review of Financial Aid Eligibility Form”. This form can be obtained from the Student Financial Services Office.

Additional Requirements and Rights

Students may take coursework outside the academic requirements for their degree; however, he/she should be aware that Title IV financial aid, PHEAA grants, and Veterans Administration aid may not be used to cover the costs associated with such courses. The Student Financial Services Office should be consulted on the impact of taking coursework outside the degree requirements prior to finalizing his/her registration.

A student applying for aid must supply all required information as described above. The student’s enrollment status is then verified, and the student financial services office will determine the student’s financial aid in accordance with school policy. The student will then receive an award letter.

Aid from outside sources must be reported to the student financial services office. Such outside aid may result in a change in eligibility status.

Aid will vary according to enrollment status (full or part-time) and housing status (resident, off-campus, or commuter). Students must inform the student financial services office of any status changes after their aid is packaged. Students may request an appointment with the student financial services office to review the information that determines their aid for the year, and the amount of their financial aid package.

Students have the right to request that their aid be re-evaluated if conditions arise which change their ability to meet the expenses of their education.

Sources of financial aid are described below. More information may be obtained from the Student Financial Services Office at 570-674-6222.

Pell Grant

This federal program provides grants that currently range from $563-$5,550 depending on financial need and educational costs. Students who have not yet completed their first undergraduate degree may apply. Application is made by completing the Free Application for Federal Student Aid.

Supplemental Educational Opportunity Grant

This federal program is available to undergraduate students with demonstrated financial need. Application is made by completing the Free Application for Federal Student Aid.

Pennsylvania Higher Education Assistance Agency (PHEAA) Grant

The PHEAA Grant is a Pennsylvania State Grant. All Pennsylvania residents are expected to apply for the PHEAA Grant. Application is made by completing the Free Application for Federal Student Aid. Eligibility and grant amounts are determined by the Pennsylvania Higher Education Assistance Agency (PHEAA). The deadline for application is May 1 prior to the start of the academic year for which aid is requested.

Other State Grants

Many states provide grants to their residents that may be used at colleges or universities in other states. These states include Ohio, Rhode Island, Connecticut, Massachusetts, West Virginia, Delaware, Washington D.C., and Vermont. Prospective students should contact their high school guidance office or their state higher education office to learn more about their state programs and obtain applications.

Presidential Scholarships

To demonstrate its commitment to academic excellence, the university awards financial assistance to incoming full-time first-year and transfer students who have attained outstanding academic records. All applicants are screened for scholarship eligibility upon formal admission to the university. Awards range from $2,500-$18,000 annually. Scholarships are renewable until graduation, provided minimum grade point averages are maintained. The minimum averages required for retention of the award are outlined in the scholarship notification letter.

McAuley Awards

The nature and type of activities in which a student participates in high school, including involvement in extra-curricular activities, are indicative of a student’s potential success at Misericordia University. Full-time students who have served as volunteers in the community, demonstrated leadership, and have been active in extracurricular activities in high school may be eligible for a McAuley Award. These awards range from $1,000 to $5,000 and are renewable provided the student maintains satisfactory academic progress.

Legacy Grant

Children and grandchildren of Misericordia University’s alumni are eligible for an annual $1,000 legacy grant; stepchildren of Misericordia University’s alumni are eligible provided they reside with the parent who is the alumnus and they are full-time students. The admissions office will screen applicants. Awards are renewable provided the student maintains satisfactory academic progress.

Mission Awards

Through its own fund raising effort, Misericordia University provides substantial financial assistance to needy students through Mission Awards. These awards help over 65 percent of Misericordia students meet their university costs. These awards are available to undergraduate full-time students with demonstrated financial need. Awards range from $900-$6,500 yearly depending on need, available funds and other aid received by the student. Students who receive the Mission Awards must maintain satisfactory academic progress and file the Free Application for Federal Student Aid form each year.

Non-Pennsylvania Resident Grants

Out-of-state students who reside on campus are eligible for non-Pennsylvania resident grants. These $1,000 awards are renewable provided on-campus residency is maintained and satisfactory academic progress is maintained.

Sibling Grants

Full-time upperclassmen whose sibling is also enrolled full-time at Misericordia University are eligible for a $1,000 sibling grant. The award is renewable provided the student maintains sufficient academic progress, and both siblings are enrolled full-time.

Federal Direct Loan (Subsidized)

This loan program allows financially eligible full- and half-time students to borrow money to help meet educational expenses. The borrowing limits are as follows:

  Year 1 0-29.9 credits earned $3,500
  Year 2 30-59.9 credits earned $4,500
  Year 3 60-89.9 credits earned $5,500
  Year 4 90-119.9 credits earned $5,500
  Year 5 120+ credits earned $5,500

The interest rate, which is set annually by the federal government, varies but will not exceed 8.25%. Repayment begins six months after the student graduates, withdraws, or enrolls in fewer than six credits. Repayment may extend for up to 10 years. The exact amount of loan eligibility is determined by the following formula: educational costs minus financial aid, minus expected family contribution as calculated from the Free Application for Federal Student Aid.

Federal Direct Loan (Unsubsidized)

This loan program provides assistance to dependent students in addition to the Subsidized Stafford up to the loan limits described below.

  Years 1 through 5 $2,000

This loan program also provides assistance to independent undergraduates and graduate students up to the following limits:

  Undergraduate years 1 and 2 $6,000
  Undergraduate years 3 through 5 $7,000
  Graduate $20,500

Like the Direct subsidized loan, repayment of principal may be deferred until after the student graduates, withdraws, or enrolls for fewer than six credits. However, interest must be paid on the loan while the student is enrolled, or capitalized upon repayment.

Aggregate Maximum Loan Limits

Dependent undergraduate students may borrow up to $31,000 in Stafford Loan funds. Independent undergraduate students may borrow up to $57,500. Graduate students may borrow up to $138, 500.

Federal PLUS Loan

This program allows credit-worthy parents of full- or half-time dependent undergraduates to borrow up to the total of university costs minus other financial aid. The interest on the PLUS loan varies but will not exceed 9%. Although limited deferment provisions may be applicable to some borrowers, repayment normally begins within 60 days of disbursement with up to 10 years to repay.

Perkins Loan

This program provides low-interest loan assistance to students who demonstrate financial need. Students who properly complete the aid application process as previously described will be automatically evaluated for eligibility for Perkins Loan assistance. If eligible, the student will receive notification from the Student Financial Services Office. The current interest rate on a Perkins Loan is 5% with repayment deferred until nine months after the student graduates, withdraws, or drops below six credits. Additional provisions for deferment of repayment are available from the Student Financial Services Office.

Nursing Loan

This program makes low interest funds available to nursing majors who demonstrate financial need. The application and awarding process, as well as the interest rate and repayment terms are the same as for the Perkins Loan.

Federal Work-study

Funded by the federal government, this program provides part-time jobs for eligible students during the academic year and the summer. Jobs are available on campus and in the local community. Students must demonstrate financial need to be eligible. Whenever possible, students will be assigned jobs related to their educational interests.

College Work-study

The university maintains this work-study program through its own funding. It assists students who are not eligible to participate in the federal program, but who need to earn part of their university expenses through employment.

Part-time Jobs

Some part-time employment is available in the community for students. Students who are interested in part-time employment opportunities should inquire at the Insalaco Center for Career Development.

Refunds of Overpayments

Refunds of credit balances on student accounts caused by overpayment (either from financial aid or personal transaction) will be processed in the Student Financial Services Office within 10 days from the date on which the credit balance occurs. The 10 days gives the university time to verify the amount of refund, to check on any other charges, and to confer with the Director of Student Financial Services.

Student refund requests must be approved by the Director of Student Financial Services. Students are advised to begin the academic year with sufficient funds to pay for books and living expenses until refund checks are issued.

Tuition Payment Options

Payment Policy for Part-time Students

At the time of registration, a part-time student must make arrangements for paying tuition and fees. The student may either pay for the course in full, have financial aid to cover the amount due, or participate in either the deferred payment plan or the tuition reimbursement payment plan. The details of the two payment plans are discussed below.

Tuition Reimbursement Payment Plan for Part-time Students

Students who receive tuition benefits from their employer may be eligible to participate in Misericordia University’s Tuition Reimbursement Payment Plan. Generally, this payment plan permits tuition and fees to be paid up to 30 days after the issuance of grades instead of at the time of registration for the course. The requirements of the plan are as follows:

  • Only part-time students are eligible.
  • A tuition reimbursement letter from the employer must be on file prior to registration and must be updated annually. The letter must state the terms of the benefit.
  • Students must keep the original invoice and final grades for employer verification. Duplicate invoices and grade sheets will not be issued.
  • It is the responsibility of the student, not the employer, to ensure that payment is made within the 30 day period. Students who fail to make payment within the 30 day grace period may be removed from the tuition reimbursement payment plan.
  • The 30 day grace period does not apply to graduating students. Tuition and fees must be paid prior to graduation.
  • Students who are receiving only partial tuition benefits must make arrangements to pay the costs that are not covered by the employer at the time of registration.

Deferred Payment Plan for Part-time Students

Misericordia University provides an option for students or parents to pay tuition, fees and other charges on a deferred payment plan. The plan permits educational costs to be spread over a period of time. The requirements of the plan are as follows:

  • Only part-time students are eligible.
  • A down payment of 20 percent of the total term/semester charges is required before the start of classes.
  • Deferments are limited to one term/semester; the unpaid balance must be paid before final examinations for that term/semester. Failure to pay charges in full before final exams may result in loss of credit for the term/semester.
  • Students who fail to meet their deferred payment obligations will be dropped from the plan.

Tuition Payment Plan for Full-time Students

Full-time students may arrange to pay all or part of their college costs in monthly installments. A $55 annual fee is charged to cover the processing of payments. Students must be enrolled in the installment plan prior to the start of the academic year. Students may enroll at tuitionpaymentplan.com/enroll.

Credit Card Payments

Misericordia University accepts VISA, MasterCard, and Discover credit cards for payment of tuition and fees.

Refund Policies

Full-time Traditional Day

When a full-time traditional student enrolled in day classes for the full 15-week semester withdraws from the university, she or he must complete an official withdrawal clearance with the Retention Specialist located in the Student Success Center.

Full-time Non-traditional Day

When a full-time non-traditional student enrolled in day classes for the full 15-week semester withdraws from the university, she or he must file an official notice of withdrawal with the Center for Adult and Continuing Education.

Part-time Day and Once-per-week

If a part-time student enrolled in traditional day (15-week semester) or once-per-week evening classes (15-week semester) withdraws from the university, he or she must file an official notice of withdrawal with the Center for Adult and Continuing Education.

The percentage of charges for full-time traditional day students, full-time non-traditional day students, part-time day, and once-per week evening students is determined by the date that the Vice President of Student Affairs or the Director of the Center for Adult and Continuing Education receives an official notice of withdrawal.

Tuition, fees, room, and board charges will be cancelled at the following percentage rates:

  Time of Withdrawal Amount
  First Week 100 %
  Second Week 90 %
  Third Week 80 %
  Fourth Week 70 %
  Fifth Week 60 %
  Sixth Week 60 %
  Seventh Week 50 %
  Eighth Week 40 %
  Ninth Week 40 %

No refunds of charges are allowed after the ninth week. There are no refunds on room deposits.

The Student Financial Services Office is required by federal statute to recalculate federal financial aid eligibility for students who withdraw, drop out, are dismissed, or take a leave of absence prior to completing 60% of a payment period or term. The Federal Title IV financial aid programs must be recalculated in these situations.

If a student leaves the institution prior to completing 60% of a payment period or term, the Student Financial Services Office recalculates eligibility for Title IV funds. Recalculation is based on the percentage of earned aid using the following federal return of Title IV funds formula: percentage of payment period or term completed = the number of days completed up to the withdrawal date divided by the total days in the payment period or term. (Any break of five days or more is not counted as part of the days in the term.) This percentage is also the percentage of earned aid.

Funds are returned to the appropriate federal program based on the percentage of unearned aid using the following formula: aid to be returned = 100% of the aid that could be disbursed minus the percentage of earned aid multiplied by the total amount of aid that could have been disbursed during the payment period or term.

If a student earned less aid than was disbursed, the institution would be required to return a portion of the funds and the student would be required to return a portion of the funds. When Title IV funds are returned, the student borrower may owe a debit balance to the university.

If a student earned more aid than was disbursed to him/her, the university would owe the student a post-withdrawal disbursement which must be paid within 120 days of the student’s withdrawal.

The university must return the amount of Title IV funds for which it is responsible no later than 30 days after the date of the determination of the date of the student’s withdrawal.

Refunds are allocated in the following order:

  • Unsubsidized Federal Direct Loans
  • Subsidized Federal Direct Loans
  • Federal Perkins Loans
  • Federal Direct Parent (PLUS) Loans
  • Federal Pell Grants for which a return of funds is required
  • Federal Supplemental Opportunity Grants for which a return of funds is required
  • Other assistance under this Title for which a return of funds is required (e.g., LEAP)

There will be no adjustment to federal or institutional aid after the completion of at least 60 percent of the semester. The calculation of Title IV refunds will be computed by the Student Financial Services Office.

Students who receive a refund of financial aid prior to withdrawing may owe a repayment of federal financial aid received. Students who fail to return federal funds as required will be ineligible for aid until repayment is made.

Change of Academic Status

If a student drops from full to part-time during the first two weeks of classes, adjustment to tuition charges will be made as follows:

  1. The full-time tuition charges originally assessed will be reduced according to the official drop/add date defined by the Vice President of Academic Affairs Office, and by applying a percentage adjustment based on the following:
    First Week 100% tuition
    Second Week 75% tuition

    No adjustment will be made to tuition charges or financial aid after the second week.

  2. Part-time tuition charges will then be computed by multiplying the actual number of credits being taken after the drop, by the appropriate credit charge.

Part-time Accelerated Evening

When a part-time accelerated student drops a course with penalty or withdraws from the university, official notice must be filed with the Center for Adult and Continuing Education.

Tuition and other charges will be cancelled at the following percentage rates:

  Prior to the second week 100%
  Prior to the third week 70%
  Prior to the fourth week 60%
  During the fourth week 40%

No refund will be given after the fourth week.

Weekend College

When a weekend college student drops a course with penalty or withdraws from the university, official notice must be filed with the Center for Adult and Continuing Education. Tuition and other charges will be cancelled at the following percentage rates:

  Prior to the second weekend 100%
  Prior to the third weekend 70%
  Prior to the fourth weekend 50%
  On the fourth weekend 40%

No refund will be given after the fourth weekend.

ARCH Accelerated Undergraduate Program

When an ARCH Accelerated Undergraduate student drops a course with penalty or withdraws from the university, official notice must be filed with the Center for Adult and Continuing Education. Tuition and other charges will be cancelled at the following percentage rates:

  Five week classes  
  Prior to the second class 100%
  Prior to the third class 60%

No refund will be given after the third class.

  Seven and one-half week classes  
  Prior to the second week 100%
  Prior to the third week 70%
  Prior to the fourth week 60%
  During the fourth week 40%

No refund will be given after the fourth week.

Summer Session I through IV

Students enrolled in summer session I through IV and who drop courses or withdraw from the university must file official notice with the Center for Adult and Continuing Education. Tuition and other charges will be cancelled at the following percentage rates:

  Prior to third class 100%
  Prior to fifth class 60%
  Prior to seventh class 40%

No refund after the seventh class.

Financial aid will be adjusted according to the same policy used for full-time students.

Administrative Regulation and Payment of Tuition and Fees

Misericordia University students are expected to pay their bills in a timely manner. The student financial services office personnel assist students in meeting their financial obligations and will discuss reasonable payment schedules in extraordinary cases. In order to assure the collection of money due the university, students with unpaid balances for tuition, fees, bookstore charges, library fines, parking fines, or any other Misericordia University approved fee or fine will be denied the following privileges or services:

  1. Class registration.
  2. Participation in commencement ceremonies and the awarding of diplomas. Also, seniors may be denied final exams.
  3. Transcript issue.
  4. Residence hall reservation privileges.

Endowed Scholarships

Individuals and businesses close to Misericordia University sponsor scholarships which are available to qualified students each year.

Eligibility criteria and award information are available in the student financial aid services office.

Anonymous Scholarship

Louis and Barbara Alesi Scholarship

Alumni Board Scholarship

Geraldine Ruth Daley Anderson Scholarship

Robert S. Anderson, MD, Pre-Med Scholarship

Dr. Thomas E. Baker Scholarship

Marianne R. Baloga ‘63 Scholarship

Sarah Sterner Barr ‘48 Scholarship

Frances Wilchek Beisel Scholarship

Irene E. Belarski ‘50 Scholarship

Monsignor John Bendik Scholarship

Benedetti Family Scholarship

Mary Bevevino Scholarship

Adam T. and Mary H. Bialek Endowed Scholarship

Ruth Matthews Bourger/Charlotte Newcombe Scholarship for Mature Women

Bourke Family Scholarship

Brassington Family Scholarship

Leanne and Richard Brassington Scholarship

Carole Flanagan Zoeller Brown Scholarship

Marita Delaney Burke ‘35 Scholarship

Dr. James A. Van Fleet and Mary Joan Van Fleet Burns ‘88 Scholarship

Victoria Cadwalader Nursing Scholarship

Bridget Carney Scholarship

Dorothy Williams Castellano Scholarship

Carmel Rose Cavanaugh ‘49 Scholarship

Ann Rhoda Chopick Scholarship

Class of 1961 Scholarship

Class of 1968 Scholarship

Anthony and Elizabeth Colonna Family and Sunshine Market Incorporated Scholarship

James J. Connery Scholarship

Dr. Joseph and Mrs. Marion Cooper Endowed Scholarship

Coughlin Family Scholarship

Rose Marie Miano Coughlin ‘60 Scholarship

Crahall Foundation Scholarship

Catherine Aigeldinger Cresko ‘66 Scholarship

Cronin/Moylan Scholarship

Barbara Curtis Scholarship

Matthew James Davis Memorial Scholarship

Joseph Robert and Ann Marie Conforti Doggett Scholarship

Mary Jane Donnelly Family Scholarship for Teacher Preparation

John L. Dorris, MD, FACS Scholarship

Sharon Drasnin Scholarship

Dorothy Kender Ehinger ‘51 Scholarship

Edith Elliott Scholarship

Farnan Family Scholarship

Wilma Paculavich Fenedick Scholarship for Women with Children

Jean Chorazy Fink Scholarship

Fink Scholarship for Women with Children

First Federal Foundation Women with Children

Charles D. Flack Scholarship

Jeanne M. Flederbach ‘60 Scholarship

Mary Anne Bradley Foerster ‘59 Scholarship

Helen Barbara Fogel Scholarship

Fortinsky Scholarship

Sidney and Pauline Friedman Scholarship

Mary Elizabeth “Mollie” Gallagher Scholarship

Sr. Wilfred Gallagher, RSM Scholarship

Darlene Bender Garland ‘91 Memorial OT Scholarship

Maria Grilli Gatta ‘68 Memorial Scholarship

Anna and Frank Gerold Scholarship

Frederick and Sarah Joyce Gerrity Scholarship

Elizabeth B. Glosser ‘61 Scholarship

Anne-Marie Glut ‘50 and Katherine Szmagala ‘56 Scholarship

Henry and Sylvia Greenwald Scholarship

Gronauer Family Scholarship

Grosek Family Scholarship for Women with Children

William Randolph Hearst Scholarship

MR Heart of Hearts Women with Children Scholarship

Kathleen P. Heidelberger, M.D. ‘61 Merit Tuition Scholarship

Helwig Family Scholarship

Jean Maloney Hemple ‘51 Scholarship

Henry Family Scholarship

Ann Marie Wysocki Hicks ‘65 Scholarship for Women with Children

Highmark Blue Cross Blue Shield Medical Imaging/Sonography Scholarship

Highmark Blue Cross Blue Shield Nursing Scholarship

Highmark Blue Cross Blue Shield OT Scholarship

Highmark Blue Cross Blue Shield SLP Scholarship

Myrtle E. Hilliard Scholarship

Joan Gout Host ‘78 Memorial Scholarship for Women with Children

Florence Matura Hozempa ‘47 Scholarship

Heather Huntzinger Memorial Scholarship

InterMetro Scholarship

Bettsi Jaeger ‘68 Scholarship

Walter and Catherine Janasie Scholarship

Jerista Family Scholarship

Judith Ferry Joyce ‘57 Scholarship

Dolores and Charles Kaczinski Memorial Scholarship

Mrs. John F. Kenny Scholarship

Marie Wittman Kilgallon ‘41 Scholarship

Genevieve Mullin Kimbro Scholarship

Mary McDermott Klatt ‘54 Memorial Scholarship

Joan Krause ‘58 Student Emergency Fund

Helene C. Kretchik ‘43 Scholarship

Alexander J. Lacy Scholarship

Josephine Olash Lecnar ‘39 Scholarship

L. F. Brands, Inc. Scholarship

Dorothea Perry Lieberman ‘57 Scholarship

Patricia Allman Littleton ‘70 Scholarship

Nancy Beck Loftus Endowed Scholarship

Nancy Smith Lynch ‘68 Scholarship

Stanley T. Lysiak Scholarship

Michael A. and Tina J. MacDowell Scholarship

Michael & Tina MacDowell/Charlotte W. Newcombe Foundation Scholarship

Dr. Louis Maganzin Scholarship

Brian Harvey and Sherry Manetta ‘72 Scholarship

Joan W. Martin Women with Children Scholarship

Catherine Paglianite Martini ‘41 Scholarship

Gertrude M. Mascolini Honorary Scholarship

Maslow Family Foundation Scholarship for Women with Children

Mary Jule Purcell McCarthy ‘52 Scholarship for Women with Children

Cecilia Corgan McCarthy ‘58 Scholarship

John A. McCole Scholarship

Claire Rinkin McDonnell ‘49 Scholarship

Karen McDonough Scholarship

Mary Ellen McGeehan ‘46 Scholarship

McGowan Family Scholarship

Sr. Celestine McHale RSM Scholarship

John C. and Elizabeth Grady McNamara ‘41 Scholarship

Sister Cecilia Meighan RSM ‘58 Scholarship

Mercy Health Partners Scholarship

Misericordia University General Endowment Scholarship

Sr. Jean Messaros ‘73 Scholarship for Women with Children

Mission Foods Scholarship

Marion F. Jones Mitchell ‘44 Scholarship

John E. Morgan Foundation, Inc. Scholarship

Marguerite K. Moran and Margaret C. Morrissey Scholarship

Sr. Teresa Mary Moyles, RSM Scholarship

Patricia Mulgrew ‘48 Scholarship

Jean Olash Murphy ‘50 Scholarship

Robert Khalil Nasser Memorial Scholarship

Charlotte Newcombe Scholarship

Dean and Elizabeth Rienzo Noll ‘47 Scholarship

F. J. O’Brien Family Campus Ministry Servant Leadership Scholarship

Helen McAndrew O’Connor Scholarship

Sr. Miriam Theresa O’Donnell, RSM and Family Scholarship

Bishop William O’Hara Scholarship

Margaret C. Paye ‘49 Scholarship

David Payne Sr. Memorial Scholarship

Pearsall Family Scholarship

Pehrsson Scholarship for Women with Children

Patricia Ann Lynott Perez Scholarship

Perrella Family Scholarship

Reverend John C. Petrasko Scholarship

Freda Thalenfeld Popky ‘28, HD ‘07 Scholarship

John and Sharon Randolph Scholarship

Bertie Fowler Rasmussen Scholarship

William R. Reed Ph.D & Helene Flower Reed ‘66 Scholarship

Mary Isabel Gallagher Reiff ‘50 and Nancy Joan Gallagher ‘52 Scholarship

Nelson F. Rodda and Rose M. Rodda Scholarship

Frank Scott Rosenn Scholarship

Harold and Sallyanne Rosenn Scholarship

Rosenn Family Scholarship

Rosenn Scholarship Honoring Fr. William Hill and Sr. William Joseph Lydon

Sallyanne Rosenn ‘44 Scholarship

Gerald and Mary Ruddy Memorial Scholarship

Anna and Andrew Rusnock Scholarship

Ruth Bourger Women with Children Endowed Scholarship Fund

Scranton-Times Tribune Communications Scholarship

Adele F. Shahid ‘53/Charlotte Newcombe Endowed Scholarship

Carina Kwok-Lam Li Short/Charlotte Newcombe Scholarship

Rosemary A. Sigmond Scholarship

Theresa Husic Silliman ‘54 Alumni Scholarship

Sisters of Mercy of Dallas Scholarship

Sisters of Mercy Women with Children Scholarship

Marguerite M. Smith ‘42 Scholarship

Karen Smulowitz Scholarship

Soyka Women Scholarship

Barbara Soyka/Charlotte Newcombe Scholarship

Grace Jones Spain Scholarship

Margaret Husic Spengler ‘36 Scholarship

James M. Stack Family Scholarship

Nettie D. Stefanko Scholarship

Student Government Scholarship

Dr. Joseph Tomasovic Scholarship

Jan and Eleanor Trzcinski & Sons Scholarship

Elizabeth Richards Umphred ‘83 Scholarship

Nancy Behr Vanderhoef ‘77 Scholarship for Women with Children

Vietnam Nurses Scholarship

Jean Tyrell Weinberg ‘52 Scholarship

Anne Louise Wittman ‘56 Scholarship

Paul C. Woelkers ‘81 Endowed Scholarship

Wolanin Scholarship

John W. and Josephine Piazza Wolinsky Scholarship

Zesk Family Endowed Scholarship

Annual Scholarships

Appleseed Partnership Nursing Scholarship

Joan Blockus Nursing Scholarship

Charlotte Newcombe Foundation Scholarship

Robert J. Clark, Jr. Memorial Scholarship

Curtis Family Scholarship

Martha Barr Dunn ‘65 Scholarship

DuPont Academic Biochemistry Scholarship

Good Citizen Scholarship

Ann Brancone Kavanagh ‘63 Women with Children Scholarship

Mary Jo Kopechne Scholarship

McGowan Cornerstone Award

McLean Contribution Scholarship

Mercy Relief Fund

Mericle Foundation Scholarship

Mericle Women with Children Scholarship

Dr. Michael Moran PT Scholarship

Paul J. Siegel Family Scholarship

Dr. Corina Slaff Scholarship in honor of parents Constantin and Cornelia Niculescu

Donald B. and Dorothy L. Stabler Foundation Scholarship for Women with Children

T. J. Maxx Scholarship for Women with Children

UPS Scholarship

Wilkes-Barre General Hospital Auxiliary Scholarship Fund of The Luzerne Foundation

Wells Fargo Scholarship Fund

John and Estelle Lipo Yelnosky ‘50 Scholarship